Trucking Insurance

Commercial Trucking Insurance

Protect your truck, your cargo, your operating authority, and your business with coverage built for the way you actually haul.

Clamaci Insurance helps California truckers review Progressive Commercial coverage options, required filings, liability limits, cargo needs, and quote details without the confusing insurance runaround.

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Owner-operators and fleets Semi trucks, box trucks, dump trucks, tow trucks, hotshot and local delivery operations.

Coverage for the road ahead

One page for the trucking coverages your operation may need.

Commercial truck insurance is specialized commercial auto protection for truck drivers, owner-operators, and trucking companies. Your final policy depends on your vehicle, route, cargo, state and federal requirements, contracts, limits, deductibles, and underwriting approval.

Primary liability

Helps satisfy required liability protection and can help pay for injuries or property damage you cause to others while operating your truck.

Physical damage

Collision and comprehensive options can help repair or replace your truck after covered accidents, theft, fire, vandalism, glass damage, animal strikes, and similar losses.

Cargo and contracts

Motor truck cargo, refrigeration breakdown, Cargo Plus, trailer interchange, and other options can support shipper and broker requirements.

Owner-operator needs

Non-trucking liability may apply to leased owner-operators when the truck is being used for non-business purposes, subject to eligibility.

Downtime support

Rental reimbursement with downtime and heavy truck roadside assistance can help reduce disruption after a covered breakdown or accident.

Tow truck risks

Tow operations may need on-hook towing and garagekeepers legal liability for customer vehicles being towed or stored.

Vehicle liability Required truck coverage that helps with bodily injury, property damage, repairs to others’ vehicles, damaged property, and certain cargo spill cleanup costs.

Uninsured/underinsured motorist Can help with medical bills, vehicle damage, and lost income when another driver has no insurance or not enough insurance.

Collision Pays to repair or replace your truck if it rolls, overturns, or hits another object, even when you are at fault.

Comprehensive Helps protect the truck from non-collision events such as theft, vandalism, fire, broken glass, and collisions with animals.

Fire and theft with CAC A stated-amount physical damage option with a deductible for fire, theft, and combined additional coverage situations.

Motor truck cargo Protects transported goods against damage, loss, or harm; may include refrigeration breakdown and Cargo Plus enhancements.

Medical payments Can cover the driver and passengers injured in an accident regardless of fault, where available.

Non-trucking liability For eligible truckers under permanent lease when the truck is used for non-business purposes.

Motor truck general liability Covers certain business activity claims away from driving, such as loading dock, rest stop, rented premises, advertising, or third-party injury situations.

Rental reimbursement with downtime Can help with rental costs or lost income after a covered accident leaves an eligible truck down.

Trailer interchange Protects a non-owned trailer you are hauling under a trailer interchange agreement.

Heavy truck roadside assistance Provides 24/7 towing and emergency help such as tire changes, battery jump-starts, fuel delivery, and winching.

California filings Progressive Commercial lists filings such as ICC, MCS90, MCP65, TL672, TL676, PL914, TL1000, MV23, OL207, and SR22 for California truck operations.

Tow truck add-ons Tow businesses may need garagekeepers legal liability and on-hook towing for customer vehicles.

This page is educational and not a policy contract. Final coverage, endorsements, filings, premiums, deductibles, limits, and eligibility must be confirmed by the carrier and your licensed agent.

Need a trucking quote that fits your route?

Tell us what you drive, what you haul, where you operate, and whether you need filings. A local Clamaci Insurance team member can help you move forward.

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