General Liability

Business Liability Coverage

General liability can help protect your business from everyday third-party claims that could otherwise come out of pocket.

Clamaci Insurance helps contractors, truckers, service businesses, and local companies review Progressive Commercial general liability options, contract requirements, certificates, and additional insured needs.

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General Liability Insurance icon
Protect your business Injury, property damage, advertising injury, medical payments, and more.

Third-party risk protection

Your work can create liability even when your vehicle is parked.

General liability insurance protects against lawsuits and other claims connected to your business operations. It is not a replacement for commercial auto, workers compensation, professional liability, or property coverage, but it is often a foundational business policy.

Customer injuries

If a customer, visitor, or third party is injured because of your operations, GL can help with covered medical or legal costs.

Property damage

Can help when your business accidentally damages someone else’s property.

Advertising injury

Can help with covered claims involving personal and advertising injury such as libel, slander, or copyright-related issues.

Completed work

Products-completed operations can apply to claims from products sold or work already completed.

Rented premises

Damage to premises rented to you may help protect leased or rented business spaces in covered situations.

Certificates

Many landlords, clients, brokers, and contracts require proof of coverage or additional insured wording before work starts.

Bodily injury and property damage Helps with third-party injury or property damage claims caused by your business operations.
Personal and advertising injury Can help with claims involving slander, libel, copyright infringement, and similar advertising or communication issues.
Medical payments Pays non-employee medical expenses for people injured on your property or because of your operations, within the selected limits.
Products-completed operations Can protect against injury or damage claims related to products sold or services already performed.
Damage to premises rented to you Covers certain damage to rented premises when your business is legally responsible.
Contractor and trucker GL Contractors and for-hire truckers may need general liability for job sites, loading docks, rest stops, and non-driving business activities.
BOP alternative A business owners policy may be better when an eligible business also needs property coverage.
Not included GL does not cover professional mistakes, theft of your property, employee injuries, or commercial auto losses.
A certificate of insurance proves coverage and limits, but it does not change what the policy covers. Always confirm contract wording before work begins.

Need GL for a contract, landlord, or broker?

Send us your business type, contract requirement, certificate wording, and requested limits so we can help you review the right coverage path.

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